This dude got shot 9 times.

My wife (who's from CR) and I are early in the process. 

It’s called TIME VALUE OF MONEY.  

If it's zero, put in a zero, line through it, or something.If you don't use a manager, line through the entire clause and then you and the renter should initial the beginning and end of the line as proof it was agreed to.NHG  (D) As used in this Lease, Landlord’s “Authorized Management Agent” means ______________________________, address:___________________________,who is also authorized to act on behalf of Owner for the purpose of Service of Process and accepting Notices  NHGYes, you would check the line next to the form(s) of payment you accept.

Unless you're up for another challenge holding and renting creates headaches and PM "fun" you don't have time for. 

There were many lessons learned in the process of my first investment.

I use a loan servicer who processes the borrowers payment and then sends to me.

Quote from @Matt Wan: Can I purchase a property using a traditional mortgage without being physically present for any part of the process?

They provide real-time access to credit reports from major bureaus—Experian, TransUnion, and Equifax—without affecting the consumer's credit score.Setup Process:Application Submission: Complete a formal application through Soft Pull Solutions.Documentation: Provide necessary documents, such as proof of business operations and compliance with legal requirements.Website Review: Undergo a review of your business website to verify services and permissible purposes for pulling credit reports.Onsite Inspection: An inspection of your business premises may be conducted to ensure secure handling of credit information.This process ensures compliance with legal standards and typically takes a few days to complete.

With one duplex you should be focused on selling 99.9% of the time and .1% on the duplex.