The impact to a balance of 100 or 200k is substantial.

While a mentor is helpful, I don't think these coaching programs can dedicate enough time to individual students to provide that.

A tiered system works well: reward individual performance (e.g., quick work order completion) and team-based success (e.g., overall portfolio stability or income growth).Be cautious when setting pay expectations.

Unfortunately, this achievement did not result in the substantial increase in inquiries that I had anticipated.

You mentioned that you are not a W-2, but that is not the only status of income producing individuals. 

It forced me to reach out to developers, to engineers dozens of local builders and most important like minded individuals.

Most (not all) HELOCs require that the property is titled to an individual (not LLC) and are full doc, meaning your employment history, income, DTI etc will be factors.

I use the individual stackable units when I have space restrictions.

You have to be a serious individual that takes care business.

@Seidy Lasker Wash sale rules apply to stock options if they are deemed "substantially identical" to a security sold at a loss within 30 days, such as options with similar expiration dates or strike prices.