Their answers are always along the lines of "no money down" or "you can use it basically an unlimited amount of times".

Hi @Chani WalkerThose fees seem to be in line with most management companies around here if you are bringing on a property.

While it's true that you're not paying any interest on that credit card debt at the moment, it’s still something to factor into your overall financial health.

zero risk, there is absolutely zero risk when you pay off existing debt :)

You don’t have to use it like short-term debt—you can pull from it strategically and pay it back at your own pace.

This distinction is crucial.Most personal lines insurance carriers and agents—such as Allstate—are required to report claim inquiries to CLUE (Comprehensive Loss Underwriting Exchange).

I would strongly advise you to pay a visit to the City and walk/drive it with someone who knows the various neighborhoods and property values.Much of our multi listings come tenant occupied.

But yeah, definitely not as fine a line as your rent goes lower and tenancies harder.

@Matthew McleanBigger Pockets is a great place to find an accountant specializing in real estate taxation.A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant specializing in real estate taxation, business taxation, financial planning and tax planning.Consider working with your accountant remotely to expand your options.I would also recommend looking for an accountant willing to work with you throughout the year.

Eviction details, line of work, years on the job, and some quick frontend DTI math.