There are mortgage recast calculators online or you can reach out to your lender.P+I payment will go from 2155 to ~1800 given the numbers you provided.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

I have never heard of this metric and don't see any information on it online.

There were weekly group video phone calls that despite usually only having 5-10 people online I could never get a question answered leaving me to believe they were pre recorded.

I still get junk leads but that is to be expected on just about every online lead platform.

Build your network by joining local real estate investor meetups or online communities like BiggerPockets.

Now I found one that specializes in real estate investors that was recommended by an online mentor.

Their online reviews on google seem great and everything is 5 stars but I promise you the team is terrible.

Online metrics can be good, but they wont paint the whole picture. 

Also, if anyone has any experience with DSCR lenders online, I would love to hear any recommendations.Thanks,Gene