We normally do not seek judgement due to the expense that is involved, even after you win you have to continue to renew the judgement every year.We put them in collections and have it hit all three credit bureaus.

Normally, my preference would be a Duplex for ease of learning, but after looking at the price point in a place like Cleveland, I theoretically could purchase two Single Family's there.

I am by no means a savvy investor so I would just like to hear other ideas that may be unconventional for a normal guy without much experience.  

Does property 1 with refinance seem like a normal refi cost?

LTV is normally expressed as a percentage and that percentage is of the ARV.

Work on your living cost versus doing the normal buy a duplex and out $69,000 down.  

This just sounds like a normal B2B relationship w/ the brokerage.

I have fridges for decades and the seals don’t go, yet expect the argument or normal wear.

Gunshots , dealers on the corner , break ins , trash and junk piling up , hookers , gang signs , just the normal stuff 

When I first began investing and relied on friends and family investors I was normally in the 30/70 split range.