The PM rate in every area is different, in my experience, some are low percentage and low quality and then there are some that have high percentage and low quality.

Housing costs continue to be a major contributor to inflation, with shelter prices rising 0.6% in January, keeping pressure on affordability.Despite these inflationary trends, the Federal Reserve is not raising rates and is keeping its benchmark interest rate steady at 4.25% to 4.50%.

Quote from @Tyler Garza: Deal :Duplex Home2 beds / unit2 baths / unit3,000 sqftAsking 300k60k downEst rent/yr - 31,2005% Vacancy20% Op ExpenseMortgage 240k assuming 7%Results: CF - 6,600Cocr - 11%Cap - 8%Looking at this for a buy and hold and trying to determine if I am analyzing this right For the best rates, to get near the 7% on a 2-4 family you are going to need to put down 25% instead of 20%. 

When you're talking about interest rates dropping I think you mean mortgage rates but the government isn't getting rich off of those.

If you are doing it yourself with the current interest rate environment, like Bruce said, it'll be a functionality of how much you're leaving in the deal.

For cash-out refinances, did you prioritize LTV (e.g., 75%+) or lower rates?

But, like everything in lending, when you "risk layer" the rate/terms are usually a little worse.

•If Blackstone is making major portfolio adjustments, it might indicate changes in economic conditions, such as interest rate expectations, inflation concerns, or capital market shifts.Opportunities for Real Estate Investors1.

Over the past two months, and really two years, I have been watching and waiting to see when rising inventory and higher rates will finally affect the Valdosta real estate market.

Totally ok if you don't plan to take any capital out as interest rates are likely higher than your original loan, and it sounds like the deal will cash flow, but just wanted to point that out so you are speaking the same language.