I am about to loose my mind!

Don't loose hope; once you get past this bump, it'll be worth the hassle.If you ever want to chat more about strategies or just vent over a coffe, I'm here.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

Less turnover b/c once a tenant is in, they don't like to move and risk loosing their housing voucherBad:1.

they're only very loosely connected.

In my mind, the agreement would look loosely like this: The option buyer pays an upfront fee to the option seller, giving the buyer a right to buy the property at any time between now and a certain date in the future, for a set price.

Neither the model is STUPID nor I am loosing money. 

It's NOT for the novice, it is unique, and very easy to loose a lot of $ first if jumping in blind. 

They can be very loose with their numbers.

You'd have to work pre foreclosures for a year or more to truely understand the craziness of those owners (who are about to loose at auction).