If I were in your and/or your mother-in-laws shoes, I would go to a local bank and use the free and clear house to secure a $150K+ line of credit. 

If you ever want to chat or need advice, feel free to reach out.

Free events or groups are preferred, as I feel the connections made are more genuine, but I am open to anything. 

The newest outdoor is still advertising 1st month free as they haven't filled up, and I spoke with the climate controlled owner/builder yesterday (he's a pretty big REI in the area), and he made it sound like he hadn't leased a single climate controlled unit since they opened a few weeks ago.I recently purchased a 140x45 warehouse with low ceilings and had debated doing self storage, but my market seems very saturated.

They offer a free phone consultation.

Would a cash-out refinance to free up equity and keep growing be a smart move, or should I focus on paying down my existing debts?

This will allow you to mitigate risk on the first property but also allow you to do a cash out refi on the second, so now you have access to tax free cash that you can do with whatever you please.

To markets where you’ll gain long term tax free wealth. 

Feel free to private message me with any additional questions.

Feel free to reach out if you need a brain to pick.