Here’s the advice restructured into paragraphs for a forum post:---In an off-market deal, it’s important to understand that the broker typically doesn't owe you a fiduciary duty unless it's explicitly stated in the agreement.

If your lease doesn't explicitly address pest control responsibilities, it’s worth reviewing and considering adding a pest clause in the future to prevent disputes by adding every single pest.

So what you are doing is paying for a list consisting of people who explicitly DO NOT want to sell their house. 

With current rates, I am only thinking of a 5yr or 7yr arm.

There's nothing like getting your feet wet and just diving into it and learning along the way, as long as you don't lose an arm and a leg in the process ;) you will grow so much with this experience and learn to do more due diligence in the future.

Next, when  they sell their properties they sell at a break even and sometimes at a loss because its difficult to achieve refinance appraisal results when transacting in arms length transactions in these lower barrier stagnant market. 

The interest rate they gave me at us 7.70%, 5/1 ARM, rent to debt service ratio is 1.21My credit score is 672.

@Sam TrightThe agreement with the lender most likely will forbid you from selling any part of the loan, and if you did those funds would be to pay off the loan.As an example if you had a note worth $30k and lender gave you $15k, if you sold a partial for $20k the lender would require you to pay off the loan.Also most partial agreements also explicitly state the loan is not leveraged.

Holes in the wall, broken glass, etc, but probably only 1 out of every 10 have significant damage.Our expectations are explicit that we expect rent to be paid on time, we're serious about late fees, and they will absolutely be getting a fine if they disturb the neighbors.

Oi Wise,Please dig up some stuff up on me also hahaI'm in the mood for some "argy bargy" 🤓Just don't post the explicit shots I send you all the time as I don't want all of you Americans getting jealous hahaTrump won so "The Dingo" identity is no more.It's just "Engelo" for the public and it can be our little secret what you call me privately hahahahaWhat will you do if I get deported?