You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a tax strategist who is willing to work with you throughout the year, not just when preparing your tax return.

This might be easier to expand with more duplexes in years to come verses option 1.Option 3: There are cheaper duplexes in Akron, OH that might range from 150k.

I wish you success as you expand your business also.

I also got great value from a very expensive course on how to properly buy & manage residential real estate.Regardless of cost, the ones that offered low value were the ones where the founder wanted to sell education as their main business. 

It's a great way to expand your real estate business if you can find individuals willing to co-sign.

One thing I’d stress is the significant difference between Detroit proper and the surrounding metro areas.

If Allstate is not offering proper coverage (stress the if) and you can get proper coverage in the surplus lines market you would want to do that. 

I currently own a 4-unit in Allentown which has done quite well for me and looking to expand my portfolio throughout LVH.

There are a ton of complexities with properly repairing a fire damaged house....they sell really cheap for a reason.

If you spend time learning how to manage well, your income will increase, you'll save time, and you'll maintain your sanity with the courage to expand.