Now there was no mention of the engineered plans requirement for the 12+ requirement to my recollection, so I do call foul there. 

If it is block construction the engineers will make you beef up the slab and add piles to support the new weight of the second floor.

This looked intriguing, but I'm worried that YNAB is less user friendly for my situation.Queue the back story: I work as a realtor with a small RE investment portfolio, and my wife is a more stable W2 Engineer. 

We have an STR in Swannanoa that wasn't damaged and have had several week+ long bookings since the storm (including Army Corps of Engineers, etc). 

And yes we get a deal when we contract for 90 house plans we pay 2100.00 per plan and that include engineering.

There are many times the architect/engineer gets busy doing other jobs and forgets your plans at the city or delays picking them up/making corrections 4.

****I am not a financial advisor or guru, I was just a dumb civil engineer who learned that you cannot push on a rope and dirt and water  = mud.

Granite or Quartz on all counter tops including bathrooms.. our up stairs is 9 foot.. and our single levels are 10 foot to 14 foot which NO other builder does in a subdivision type build only custom homes over 1 mil would have that.. flooring is engineered hard wood.. custom cabinets with soft close on all doors in the house..

To me, these are no different than college degrees (and some cost as much or more): you wouldn't major in engineering if you wanted to be a marine biologist.  

Please study engineering and you’ll have more of a grasp of why measuring amperes (electricity) or volume (water or natural gas) lends itself to reasonable precision.