@Bonnie Low this is great info and exactly what I was looking for.

Maybe talk with some realtors who have people who cannot get a loan because they are self employed, but have plenty of down payment.

Low taxes, low crime, low homelessness, friendly people, all 4 seasons, etc!

Quote from @Michael Daniel: @Jaycee Greene these are low income areas however there's a lil room for rent increase but not much. 

Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

I’ve been researching options like offering fully furnished rentals for traveling professionals or executives, especially with major employers expanding their footprints in the region.

Reach out anytime agreed. i am unfamiliar with his markets but $220 does seem very low. a sf room mate/ BRRRR strategy seems more practical

When choosing a location for your first rental, it’s great that you’re considering factors like crime rate, population growth, employment rate, and price-to-rent ratio—those are all key metrics.

Getting a mother-in-low to co-sign is not the answer.

Quote from @Stuart Udis: @James Wise "Do normal due diligence like appraisal and inspection and you're risk exposure is fairly low.