In general, DSCR loans will require the property to be either leased or at least "Rent Ready". 

I’ve already put down a $2,000 earnest deposit and paid for the inspection and appraisal.This event is unprecedented in the area, as the area is typically low in violence and considered very safe.

As you may have found in your search, there are lenders that will lend up to 80% of the appraised value on investment properties and don't require an appraisal.Let me know if you'd like me to point you in the right direction.

Are there any loans out there that require less than 10% down?

You can't beat the price, either, or the interest rate on deposits.

Large deposits are nice, but very difficult to actually get access to escrow funds in the event of default.

Jacob,The advice you are getting from this guy who is "in lending" is very vague and is not covering all of the fine lines that manufactured home financing requires.

“A company is required to file a notice with the Commission on Form D within 15 days after the first sale of securities in the offering.”5.

Quote from @David Sotomayor: Im getting into fix and flip real estate and working with a private lender who requires a higher credit score than mine to qualify.

Quote from @Marlena Hawkins: Does anyone know what insurance (liability, E&O etc.) is required for Property Management companies in DC and Maryland?