That may impact the amount you have listedYour most advantageous route for financing will be seller carry or finding a private lender.

or market to Lenders for refi's ? 

Here is a list of lenders offering such financing: https://www.biggerpockets.com/member-blogs/2810/50272-list-o...

With some more math, you’ll see that the extra amount in dollars is not that much compared to the total amount of interest paid.

However, you must know that I am neither a real estate agent nor am I a lender.  

The owner, the lender or a third party? 

I understand it can be harder to gain experience with larger multifamily properties compared to single-family homes or duplexes, where someone might complete 5 deals in 1-2 years.

Hi Kwanza,Bay Tek (650-204-1512) would be a great starting point, but I’d also recommend reaching out to Adler Builders (650-398-9030) and Mission Home Remodeling (415-855-7269) for comparable bids.In San Francisco, you’ll need a licensed General Contractor (GC) to pull the necessary permits.

Or we gradually perform high-quality updates for a live-in flip, then roll the equity into a new home.Regarding rental income, we aim to boost income, lower our effective tax rate by generating more low tax-drag income with rental income (since there’s not much we can do to lower out W2 tax bills) and have retirement cash flow.To compare the financial impact over 10-20 years, we want to analyze renting versus flipping.

These areas tend to have more affordable properties compared to central Phoenix and still offer strong rental demand and appreciation potential.