NACA is VERY slow, they did 2x appraisal and 2x inspection, asked to upgrade a bunch of stuff like random hand rails on 2nd floor stairs etc - marketing helped with digital floorplans, 3d tour > only held 1 open house and didnt receive that many offers.. surprising.

For liability issues I feel like people can injury themselves in a number of ways like take a tumble down the stairs or burn their hand on stovetop so a simple treadmill doesn't seem too dangerous to me? 

We are looking at a property that has the typical old interior stairs that are just short of being a ladder (reminds me of Navy ship stairs). 

She walks up stairs with groceries all the time and her bike is a huge cruiser that's extra heavy as far as bikes go.

This space only has one egress from the back stairs.

(In addition to seeing a trend of not writing new policy for California in general due to risks)https://www.sfchronicle.com/california/article/major-home-in...I will have some carpet in stairs and bedroom because the house already came with new carpet in stairs and bedrooms, the rest have water proof laminate , LVP would be my first choice.I would want to screen and interview the owner and the pet(s). 

Also figure disposal costs (mattresses especially) and I am going to guess your stairs need repainting (maybe dark blue or brown treads this time) that is not normal wear and tear. 

@Halle Hughes  Are you simply talking about housing for people who want to live on their own, but in a place with no stairs or are you talking about a place with staff on hand to help if needed? 

I would like to get a quote for insurance.6 unit single story building.  1960's construction, all brick exterior, cement slab, and new asphalt shingle roof. 

(a good deal I think).30 years ago I removed Cement Board siding from a house.