Sounds like you are getting hit with a lender who has overlays and possibly miscommunication between the loan officer/processor to the underwriter.

Hey Alex, There are foreign national DSCR loan programs available for your scenario: Below are the list of requirements I have found most lenders have : 1.

Many banks securitize their loans (bundle them together) and sell the loans to Fannie Mae or Freddie Mac, while continuing to service the loans, that is collect your payment.

Just to name a few: Borrower's Experience FICO Loan Amount Loan Type being sought: Perm (30 yr ams), Bridge (12-36mo I/O), Rehab (12-36mo I/O), Ground Up (12-60mo I/O) Property Type (1-4 unit, 5+ MF, Warehouse/industrial, Hospitality etc)If you have a specific deal in mind, then you can have a lender (or broker) look at it and give you a better idea.

For "Foreign Borrowers" your loans are very limited. 

Bridge Loan: A bridge loan could provide the $150,000 you need until your tenant-free property sells.

House Hacking using the VA loan to live on one side while renting the other is great.2.

What is the minimum amount of profitability acceptable at a $60 million loan volume4.

This is the percentage of costs (purchase and rehab) covered by the loan.