By the time you do that 4-5 times you should be able to have a paid off home or excess funds to invest in other assets.

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

Get some gift funds to help with the down payment if you can.

So either you pay for the repair out of the idle cash in your account, file an insurance claim and use those funds, or rollover/transfer funds from another retirement account to cover the cost. 

@Malcolm Brown it is great that you are thinking of the money to fund the deals you are going to get started with but understanding what a deal is, I think, should be the starting point. 

Each time I wire funds down to Belize the recipient has to go to the bank and sign why they are getting the funds.  

Private lending using retirement funds is my personal favorite (I've done a few dozen loans like this) for the following reasons: passive, low risk, and high returns.

Trying to save $$ so I can prepare emergency funds in case of any major repairs etc .

You can reach out to the Title company and see if there are any funds remaining for dispersement, if so then ask if there is a way to make a claim to those funds.

It sounds like you are investigating the DSCR route due to lack of investment funds.