Lots of wrong/bad numbers and high email bounce rate.

Do the calculations factor in default rates?

Interest Rate: 6.5% per annum (fixed)5.

What rate is your HELOC is rate as against the mortgage?

While rates can be higher, they are efficient for temporary needs.2.

Good occupancy and solid CAP rate.

They get a higher return since they are covering housing cost, have the $250k per spouse primary residence deduction in gains, is a savings account, higher leverage position, lower interest rate possible, will pay more premium for location, etc.House might be overpriced for REITs but not for home owners.  

There are plenty out there with fair rates and lower fees.

My umbrella policy just sent me a non-renewal because Steadily is underwritten by Fortega which is not at least B+ rated. 

If you're considering hard money loans, they can provide fast funding, but with higher interest rates and shorter terms.