Hi Adrià,The Irish market is booming at the moment, however this also means that there's not a lot of room when negotiating property prices and finding cheaper deals.

After providing all my documentation, I have been advised that due to my short Canadian credit history (I'm Irish) currently I would be eligible for an A-Alt rate of approx 4.99%, with potentially reaching A rated credit in 12 months. 

Irish law demands you have 36 months of pre-mortgage savings for a first time mortgage which must demonstrate an ability to save 125% of monthly repayments (For a 600 month mortgage, I must save 800 a month for 36 months).

The Irish property buying process is probably very different to the UK but I can recommend a few books and Youtube channels for you to have a look at : Search for Rob Dix on Amazon and read his books : The Complete Guide for property investing, Rich Dad Poor Dad (which I am sure you have already read) and on Youtube: monoperty.I also listen to the Propertypodcast  http://thepropertyhub.net/podcast/on itunes and also the propertygeek podcast too.You can find great free course on the property hub also:http://thepropertyhub.net/property-courses/I am so excited about investing in property, my goal is to quit my job in 6 years and start flipping properties full time - buy at auctions, refurb and sell!

@Matthew Irish-Jones, About the only way the 95% rule works is if you start early and actually close on a bunch of properties during the 45 days so that the list you use for your 45 day list contains only the properties you've already closed on.  95% probably means that you would have to close on all 8-9 in order to satisfy that requirement.  

I'm looking to buy a multi family home in areas like the garden district, west riverside, Irish channel, Milan, etc.

I'm looking to buy a multi family home in areas like the garden district, west riverside, Irish channel, Milan, etc.

Originally posted by @Matthew Irish-Jones:@Scott Mac we go white walls and white trim.

@Matthew Irish-Jones That's a fair point.

Thank you for your replies @Matthew Irish-Jones and @Jacob Lea-Kelly - my overall concern with property management companies is the immediate sink in cash flow.