I would assume your brokerage would not be able to afford to pay for the E/O it would cost you Most E&O policies will pay out 0%, or cancel altogether if 25% of the transactions are dual agency.

Always meet your borrower in person  do not do these deals over e mail and internet.2.

Quote from @Roli E.: Thanks  for the insight, they ended up adding an invoice to the escrow statement. 

The LLC is a pass through entity and will show up on your personal Schedule E and once the property shows up on the LLC, the debt (that probably won't show on your personal credit report) will be included in your total debt. 

Just read through some of these articles and you'll get the idea.https://www.indystar.com/story/news/investigations/2020/05/06/clayton-morris-bert-whalen-accused-by-indiana-attorney-general-deceptive-home-sales/5175543002/https://www.forbes.com/sites/forbesfinancecouncil/2020/01/31/who-can-you-trust-in-the-real-estate-investing-business/#720fb12c356fhttps://www.nytimes.com/2019/0...https://www.nytimes.com/2019/0...https://www.indystar.com/story...https://www.indystar.com/story...https://www.indystar.com/story...https://www.indystar.com/story...https://www.indystar.com/story...https://www.newsweek.com/clayt...https://www.usatoday.com/story...https://thehill.com/homenews/m...https://www.mediamatters.org/f...https://fox59.com/2019/03/26/e...Clayton Morris Lawsuit Case No. 1:18-cv-02797-WTL-DMLhttps://onedrive.live.com/?

Some lenders specialize in asset-based lending, considering rental income on Schedule E, especially if you have strong rental history.

There are seasonal dips in income here on the barrier island of E Florida. 

:Originally posted by @Ed E.

I own and operate a STR nearby in a strong area (Morningside just off of E Warren).

If you want to e-mail me the site plan the engineer came up with I'd be glad to take a look at it and see if there are any inefficiencies in it.