Mold was caused by shallow groundwater/excessive rain last winter.

HITS Ocala used it be one of the only winter horse shows accessible to the middle class. thousands of families (daughter and moms or one mom with all the kids from one barn) from the Northeast and Midwest head down for anywhere between 2-12 weeks beginning in January.

I live in the northern part of the country with long winter/wet seasons.

So much fun.

The market does slow in the winter, but people still move, especially in areas with decent weather.You need to study the market constantly and know how you compare to the competition.

You'll have periods of vacancy during summers and winter breaks, so factor that in.  

I took classes at Mass Art- what fun!!!

Don't submit the bank statements to underwriting unless you actually need them to close the deal however, as it can cause additional steps in the process for you and your client (if an underwriter sees money moving around, it can cause you to have to paper-trail the funds back to their source, which often isn't a lot of fun).If you haven't completed a loan application, start there.   

Now we move to the fun part of what to do next and how best to move forward with financing. 

I have to say, managing this uniquely designed unit is so much more fun than managing the one designed for the mass market.