HELOC interest rates are typically variable, meaning the interest rate changes periodically (often monthly), which adds some unpredictability.If we assume a $150k balance, though, at 9% interest rate with interest-only payments, then the monthly payment would work out to ($150k balance * 9%) divided by 12 (months) = $1,125 per month as interest. 

Quiet title is a procedure for notification to any potentially interest parties to put forth any claim they might have within a certain period of time; and if no claims are put forth or if claims are put forth but the court finds no merit in them, then the court will affirm title and the questions related to validity will be considered resolved. 

It will still be a period of time before rates start to come down further and it will take months before it is felt on the for sale market.

Saying that we’re a scam or fraud requires a significant amount of mental gymnastics that I am incapable of doing.Yes I was in your facebook group for a period of time.

Michigan does have a 6 month redemption period on foreclosures.

You need to add an inspection period to the contract, this would give you an opportunity to preform inspections, negotiate, or even back out of the contract and get your earnest money back if it's necessary.   

It requires anybody who sells, assigns, whatever 2 parcels in a 12 month period to get licensed and associate with a broker.

Outside of the 30yf that's somewhat unlikely to happen, you should be able to cherry pick from several options in terms of PPP (length and severity), fees, fixed period, etc.

Have them sign a lease (rent) and then sell them the right to purchase (own) after a 2 year period (priced at estimated appreciation).

Most DSCR loans are going to come with prepayment penalty periods (PPP).