I've been self-employed for only 6 months, and loans are proving difficult to come by despite my great credit (not to brag, I'm moreso frustrated and seeking help).

If you can rent it for enough to cover the principal, interest, taxes and insurance and still put money in your pocket, plus cash flow on the property you're purchasing, that would be ideal.

We don't pay vendors by credit card or cashapp because it is far too hard to keep the accounting straight with a high volume of transactions to do that. 

Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

Currently, interest rates, taxes, and insurance are very high, making it difficult to cashflow with downpayments that are below 40%.

The banks/credit unions said I needed 6 to 12 months of ownership to get refied. 

We called them out on it and asked for tax returns.

Don’t want to pay taxes on the capital gain.

The data they pull from the tax records on how much a home last sold for, often not updated, or completely wrong.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.