Congrats on putting the pieces to the puzzle together quickly yet effectively!

My hair dresser is actually a real estate agent as well, so she helps me a bit but I need the other pieces of the puzzle. 

It's your money, so I don't mind if you just want to use us for 1 piece of the puzzle, or just a second set of eyes to look at a situation and answer a quick question.

I think part of the puzzle in finding these kinds of lenders it to make a list of all the people you know who MIGHT have a higher net worth, or a sizable portion of assets in lower yielding investments like CDs.

All of that said, I do agree that there is a whole puzzle to be worked out here, and that cutting taxes will only be fully effective if it part of a broader plan to make the whole thing work.

If you're persistent, you can usually puzzle it out.They also don't always let you do what you want.

Closing before the contract closing day works well if its an abandoned property, but when homeowners are moving there are more pieces of the puzzle involved.

FICO score is such a small piece of the puzzle now (what a 180 the banking industry has taken), that a knowledgable loan officer will need to scrutinize other factors to give you a legitimate rate quote.

There's one piece of the puzzle left. 

Lock the deal up while putting the pieces to the puzzle together.