Hey @Mordechai Chaimovitz - It sounds like you are talking about Chicago's NW side because there are definitely tons of areas in Chicago where a 2 flat can cashflow well.I know for me buying on the nw side was critical to my personal well-being and life happiness. 

There's a common belief that your tax person should also be an investor themselves.

@David To In Texas there is a way of using tenant personal property to pay past rent.

I’ve only had 1 person look at it.

You’re going to be personally sued no matter the cause of the loss.

You'll never get the confidence to invest from another person or guru.

No problem, I had cash from a refi, a HELOC, and a personal LOC.

I would be happy to discuss structure and feasibility as well as insight into my personal finances/personal stake into a deal with serious lenders/prospects.Even if you are reading this post and are not a lender but have valuable insight or experience with flips in Charlotte's market, please don't hesitate reaching out.

This could give you the cash you need for the purchase and also eliminate your personal guarantee for the loans.

That could be a PM or you can hire a person to work full time for you.