Also, your parents may be able to put one of the household utility bills in your name, which has the same effect of showing a history of on time payments. 

Plus I believe people are buying 40 cases of water per person in the household.  

Plus, with coverage of 94% of the U.S. population (and growing), our customers have access to information on over 134 million households.

Median household income for the area is $35,000.

If the purpose of the loan is for personal, family or household use then NMLS is required.

Add in corporate, household and municipal debt and you get a chart that looks like this:http://prudentinvestor.blogspot.com/2010/02/chart-of-day-us-debt-vs-gdp-in-2009.htmlHow would you not worry about our situation?

We've had at least two households that I know of stop paying their monthly fees after they defaulted on their mortgages (one of the houses just went back to a bank).

(I do believe he's one of those psychic fellers): Bernanke remarks EXCELLENT paragraph within: "Although deflation and the zero bound on nominal interest rates create a significant problem for those seeking to borrow, they impose an even greater burden on households and firms that had accumulated substantial debt before the onset of the deflation.

More extreme: Wash the walls with household cleaner.

Highlights of the new regulations include:--A Form 668, Notice of Federal Tax Lien, may be filed either in paper form or electronically;--With regard to a Notice of Federal Tax Lien that includes a certificate of release, failure to timely refile the Notice in any jurisdiction where it was originally filed would extinguish the lien;--A purchaser of property in a casual sale is protected against a filed tax lien if the sale price is less than $1,000 (adjusted for inflation - $1,320 in 2008);--A holder of a mechanic lien is protected against a filed tax lien with respect to residential property in an amount up to $5,000 (adjusted for inflation - $6,600 in 2008);--Household goods are exempt from levy to the extent they don't exceed $6,250 in value (indexed for inflation - $7,900 in 2008);--The regulations indicate that there is generally a 10-year period (reflecting the period in Code Sec. 6502 ) for instituting a proceeding in court or serving a levy to collect a properly assessed tax.Preamble to Proposed Regulations 4/16/08; Prop Reg § 301.6323(b)-1 , Prop Reg § 301.6323(c)-2 , Prop Reg § 301.6323(f)-1 , Prop Reg § 301.6323(g)-1 Labels: Levies, Liens