A common metric they'll look at is your Global Cash Flow/DSCR which will be affected by your cash out refinance (higher mortgage payment than you've had in the past. 7.

Value adds (even sophisticated value adds) require effort.

Real Estate is something that takes a lot of work effort, patience, and time.

Just wasn’t worth the effort for them anymore, so we’ve turned it into a house hack Airbnb.

Seller credits, zero interest CCs, borrowed funds from family as options and on surface they may seem stressful but if done responsibly on the right deal will be worth the effort to "figure it out".

The tenant may not pay their last months rent knowing its not worth your effort to evict with them already leaving.

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain. 

And of course there are always full doc options that the entire global cash flow is taken into account not just the individual property.

My mom has established new lease terms with a 5 year lease agreement with the Company in an effort to protect herself against the possible liability that would come from having to remove the blades, and required a huge insurance policy to protect her against this too. 

Deals can be found but it does take some effort.