Regarding your second question, if we are looking exclusively at the effect on your credit scores, then the commercial loan will apply to the credit score of your business. 

EXCLUSION OF GAIN FROM SALE OF A PRINCIPAL RESIDENCE.

No expenses are deductible on personal days.In this case - The IRS may come and tax you on the rent and disallow you any expenses.On a side note - Allowing a relative to live rent free may require the filing of a gift-tax return if above the annual exclusion.

I’ve seen it exclusively on this forum where others have put in offers that’s are  escalating offers to some amount.

Policies for rented dwellings can have different levels of coverage and different exclusions. 

The partiers were not residents, it turned out one adult tenant had been marketing "pool parties" to non-residents at $5 a head.We have a "no parties" clause in our rental agreement, and also do not allow residents to run businesses on the property. 

That's when the upper unit tenant called me, as he's never really had this problem before and really didn't think he needed to call me because they are all adults but felt it was a big enough issue and now he is thinking about not resigning the lease for next year.  

They will also stipulate what areas are 'common' and what areas belong exclusively to a unit owner.

We are interested in investing in future single family or small multiplex homes, but will likely wait until there is a market downturn.Capital gains tax exclusion sounds best, as we lived in the home from 2012-2016.

I'm an agent who works almost exclusively with investors.