Engage a realtor if needed.

They systematize there lending and if you don't fit the mold, you may get bad info.  3) shop around to get multiple opinions and options, 4) be aggressively engaged and don't accept the first second or third answers you're given and always always do your own research to fact check (google and BP can answer anything).   

Your way of being a part of this is to engage the way you choose to or not if you don't like what you see.I prefer @Paige Kelsey's candor and will take that over someone thinking they can dictate other's actions.

The practice allows landlords to engage in “backdoor discrimination” against minorities, domestic violence survivors, female-headed households, veterans, senior citizens, and individuals with disabilities, Cuomo’s office said.More likely than "backdoor discrimination" is that the tenant applicants aren't documenting the non-wage income.

They buy certificates online after a 30-minute "session" and a swipe of the credit card.

Habitat would do it but that's a charity program as you know.My only suggestion to anyone engaged with new construction with Morris is to be uber careful.Home inspections at each phase is critical.. once you cover the walls you cant see the corners that are cut.. even though it could pass city inspection.. also you run into mechanics leins and so on and so forth.. building from ground up takes a little more experience than rehabbing.. 

Very engaging and inspiring as a new investor. 

Of course no mans person property or liberty is safe when Congress is in session. 

Sit in some Landlord/Tenant Court Sessions to see what goes on.7.

@Tommy Sessions they may not be able to help you find the owner.