But, also remember that insurance companies are a business, and do not be confused with what you are 'covered' for and what the fine print says and what they will end up paying out in real life.

I think carpet in bedrooms is fine.

You couple meetups with podcasts and books so you can start to fine tune what you want to do in real estate.

these things cycle and I am sure many of their clients got in early and are just fine. 

Sounds fine until I consider 5+ alarms per unit failing at different intervals. 

Carpet in the bedrooms is fine in most neighborhoods.

I would have two accounts, personal or business is fine.

I think splitting the profits is fine as long as your partner has worked out how much the labor will cost.

Which is fine by me.

A lot of them will get rejected and that's fine.