Bottom line - All hype, bs, misinterpretation, opinion bias, etc aside, sellers willing “owner finance” the sale of their property for one reason - and one reason only: They PERCEIVE that they are getting a higher price for their property by owner financing than by a cash (cash to them) sale.The “perceive” part is why buyers can sometimes structure terms ridiculously one sided in their favor - because some sellers are so focused on PRICE they become oblivious to anything else.It’s why I and numerous others have been able to structure 20 year owner financing loans at ZERO interest; why sellers have accepted “substitution of collateral” that gave them a lien on recreational land I had rather than their own income producing property; why sellers accept second position liens and allow buyers to obtain new first mortgages ahead of theirs (subordination), and why sellers always accept mortgages without my personal guarantee.I myself sell properties and provide owner financing to obtain a higher price.

2) In your opinion $950 is a right price to make those repairs and obtain the lead based paint certification?

Chicago has solid cash flow markets and many appreciating markets with much lower cash flow.Interest rates are significantly hurting cash flow, so in my opinion, this is a time where you have to settle for low cash flow, knowing that there are also tax benefits, debt pay down, and appreciation happening.  

In my opinion safer and nicer with way less of the crime down by the big ski mountains.Yes, they have less chain restaurants and shopping malls….but who goes to the poconos for that anyway?

If anyone familiar with lending law could offer some guidance, I’d greatly appreciate it.Thank you,Mergim That question is worth the opinion of two different contract atorneys in the state the property is in.

@Enrique RothIn my opinion the half doesn’t do much for value, but it does in appeal to a tenant.  

Don't be so naive. 1) There is a reason that the sellers don't want you to get an inspection - THERE ALWAYS IS. 2) Your Realtor's opinion is less than worthless, I would be very suspicious of him. 3) Get an inspection..

So the homeowner gets the improvements but pay an outrageous price in my opinion for the improvements.

Hello,Curious to get opinions on effectiveness of using postcards vs. hand signed and addressed letters for marketing. 

It’s my opinion that many investors have the wrong mindset when it comes to real estate investing.