They're not like big conventional banks after all (correct me if I'm mistaken).I found one that does a soft pull so I'm thinking there's nothing to lose. 

As far as size, Michael is correct, 4 beds are more will do much better. 

Furnished mid and short term rentals will cash flow if managed correctly and you find the right location and property size. 

I also hear from a lot of landlords that they aren't interested because it doesn't sound like a "Win" for them.Here is what I've found works - - - - - - - (1) Picking your target correctly Theoretically, you could rent any residential space and Arbitrage it, but realistically you need to find a place where you, a total newbie, can create enough value to begin a partnership.  

Is that correct?

By January 1st the buildings affected by this (3 stories+ and 30+ years old) should all be priced correctly.

If the work is 80% complete but subpar and in need of correction you need to probably owe less than 80% total. 5.

There are several things that have to be correct for this to have a chance and they are all tied together.

However, as long I keep good records, I can still correctly report my income.Here is the link to the Flat Fee Program. https://vrgne.com/flat-fee/Here is the link to the Independent Contractor Agreement:https://thevirtualrealtygroup.com/VRG-ICA-OPPM.pdfIn summary, after paying the annual membership fee of $327 and $595 per transaction fee, the agent gets to keep 100% of the commission. 

@Rick Pozos is correct.