@Angel Peng you can go the DBA route and use it to open a business bank account where tenants can make payments.You will need an actual mailing address though, not just a PO Box.

The tradeoff on the joint financing is going to be the (refi) costs associated w any transfer of ownership, HOWEVER transferring title to the LLC is unlikely to trigger due on sale (b/c it sounds like most banks simply aren't monitoring and/or enforcing due on sale in these instances) which would make the ownership (sans the actual mortgage note) more easily transferable than exiting your position as an individual owner?

As for the outer banks of NC, I wouldn’t give them assistance either.

The game is about getting the best possible start in life, and money in the bank and a low cost degree are two obviously great moves.

I was under the impression that bank statement loans are an option for self employed

@Chris Miller history doesn’t repeat itself, but it does rhyme.I remember 2006, and how the fed was engineering a beautiful soft landing and everything was great and home builder stocks and banks and investment banks were THE stocks to own because all the data was pointing to a rosy future.The only data source you would need is the yield curve.  

For example, I had a client in Austin who worked with a small, local bank.

I wanted to consolidate banking to a credit union as I am investing much more in real estate and SMBs.

can someone describe to me what velocity banking is?

Banks don't like them so it can sometimes make it harder to get loans.