Some of this may be due to the area I buy in though which is more of a B-C+ area where I can screen out the bad apples. 

If you are in an A/B neighborhood, settle for less. 

I don't believe that and it will be compounded when government cant continue to print money to solve all of the problems.This winter is going to be a b****!

Works best in large multifamily in A/B areas.

How do I find out if its an A, B, C, or D class neighborhood in my town? 

Right now, 0.75% is about the normal for a class A/B SFH in Madison.     

If you're in a B class area and you've only fixed your property up to D or C class, it might be harder to rent.

We all saw the Emergency Rules of California Rules of Court, dated April 6, 2020 stays all judicial proceedings to foreclose a mortgage or deed of trust, including any action for a deficiency.These rules will remain in effect until 90 days after the Governor declares that the state of emergency related to the COVID-19 pandemic is lifted, or until amended or repealed by the Judicial Counsel.Now, there is emergency bill AB 828 which is pending but what it will do is enforce a moratorium on foreclosures.

Just remember if one thing doesn't work, just keep trying and always have a plan A, B, C, and D.   

I have a 650 minimum on all applicant's over the age of 18 who will be living in the home and I deal in mostly A-B class rentals.