:-) If you haven't started doing this already, I recommend listening to the BP podcast "religiously"--including listening to the older episodes you can find in the feed.

Moving out is emotional, and you don’t want to awaken any hidden feelings. 

I watch the MLS religiously here, so this never was posted for sale, or as a short previously.Is there anything I can do now to get a short sale approved before the foreclosure?

If they had questions they were often hesitant to give them answers without pitching the next level of training to them.With all due respect I think if you just network at your local REIA and read BP religiously that is all you will really need.

Had been sitting on the sidelines so long but finally after discovering BP I learned the lingo, started listening religiously and boom, within a year I have my first deal.

I religiously listen to the BP podcast, listen to audiobooks on my commute to work everyday, read and analyze deals in the evening.

Eddie,Hooks Van Holm handles my region and state too.Face it, in the post-foreclosure properties, the listing agent wants to get as high a price as possible - to get as high a commission as possible.At some point, the only offers that come in are all lower than the listed price, and somebody working for the seller has an awakening and makes the adjustment.Whether HUD or REO, this is what seems to happen.As an REO listing agent said to me the other day, even the listing agent doesn't know when that will happen - but they expect that it will at some point in most cases.

We have religiously done it every month since reading the book back in about 98-2000 and we now have it that the banks ask us for that document rather than filling in reams of applications when we are looking for funds. 

Both my husband and I are religious followers of the BiggerPockets and BiggerPockets Money podcasts, and I have been finally swayed to join the BiggerPockets Forums community. 

If they can’t pay interest due to religious beliefs, are they ok paying a “loan management fee” or whatever you want to call it besides interest?