We used the same lender for both and I figured it would simplify the underwriting process and I think it did.

Or just share a copy of the lease (marked copy) to avoid any difficulties, but in my experiences the more simplified the message the more it gets across to prospective tenants. 

First, it simplifies the construction of ADUs — a critical form of housing stock — in the midst of a severe housing shortage.

Simplify what you're trying to do. 

Am I over-simplifying this by thinking I can write up my own purchase agreement, with contingencies, and then get my broker to initiate underwriting? 

I will do my best to simplify the issue and not muddy it with technicalities and terminology.

If you can slow things down and simplify the process, you'll speed up the process and your learning curve. 

For I shall attempt to simplify this topic as much as I can for those starting out to help in building a better personal financial future.Credit score!

A lot of it I am already doing, but I am a firm believer in visually seeing things, that repetition can help make us successful.I actually have a word document with a simplified goal for myself.

Jacob Pereira I may have simplified the "plan" but I think profit will be very hard to attain at this juncture.