I thought the facilitation fee only applies if there is one agent 'facilitating' the whole transaction (ie, not representing the buyer or the seller). 

As Im not a realtor and have no realtor representing me, how do i gain access to seller (if at all possible even)?

Account ClosedThe 30% you deduct represents 15-25% profit for flipper1% purchase costs3% sales costs3% holding costs3% “fudge factor” for unforeseens (many run this at 5%)Obviously, in higher ARV areas, there is more wiggle room for MAP profit margin at the discretion of the flipper...Then you hafta subtract even more for the wholesaler’s fee!

In my experience, it depends on the size of the property and who is representing the owner. 

I read the statute as requiring notice to the record owner... meaning the Trustee(s) or Personal Representative(s) and publication can serve as notice to heirs.

The listing broker tries to represent the property in the best light.

In my mind, the easiest way to identify the best Self-Directed provider is by making the SAFE decision; an acronym that represents the provider's Specialization, Account fees, Funding time frame and Education.  

Both investments represent different levels of activity, if you were to own them.

Question 2: Can I have an attorney represent myself and my JV partner in the hearing if I cannot avoid the proceeding? 

If the calculation is equal to 1 then you are not making money, 1 represents that you have enough cash flow to cover your dept. less than one means you were not making money and greater than one means you have a cushion and making money. banks look for above 1 because they want to make sure you will be making enough money to pay them back and that you will have the money should costs rise and change your NOI, I know my bank looks for 1.25 DSCR . usually they just do not look at the properties, they will look at your personal situation ( credit card dept, alimony payments, medical payments) especially if they want you to personally back up the loan. there are a lot of explanations and probably better than i explained, all you have to do is look up DSCR, hope that helps.