These both seem somewhat high though considering I’m not trying to build anything too fancy or custom.

I would advise against for residential customers, since those units are simple and have straight forward maintenance that can be covered in an annual “tune-up”.

That way regardless of 2-4 units you can add an ADU for you or as extra rent per month.Most of my customers tend to buy outside of CA but it is possible to buy in Cali if you are going to buy as a primary home.

Once I had the property under contract approximately $50,000 below market value, I contacted A private money lender.

Anyone who replies "yes", expect a private message lol.

I would also consider "private money" from friends and family for your first deal as well - maybe offer 8-10% simple interest and see if anyone would be interested.

They may require you to manually enter your financial data and calculate your net worth.Customization: If your finances are complex, you may need an app that allows you to customize your asset and liability categories and other information to help you keep up with everything.Security: The net worth tracker you select must ensure your financial data is secure.

I can definitely help you find refinance solutions that fit your strategy, including options with shorter seasoning periods and up to 75% LTV cash-out refinances.I have relationships with dozens of private lenders who cater specifically to foreign investors, all of which offer flexible terms that could align with your goals.

12% APY for our Private Lender on this deal.100% passively.We borrowed the funds, we fixed the propertyWe sell it when it's beautified. 

Here are some areas where automation and tech adoption can make a difference: Customer Relationship Management (CRM): Use a robust CRM system to track interactions with potential buyers, sellers, tenants, and partners.