By using the program, I want to buy a condo here as my primary residence.This is my first home and I reported more than a 2-year tax return, I have a solid job here.

There are only a few exceptions that allows someone to have more than 1 FHA loan at a time.Relocation: If a borrower is relocating to a different area not within reasonable commuting distance of their current residence, they may be eligible for another FHA loan to purchase a new primary residence.

I'm a licensed builder and have been actively building and renovating homes as my primary occupation while dabbling in the RE space buying properties, fixing them up and flipping/holding.

The retirement/financial independence equation he uses is a paid off primary home, 500k in liquid assets (usually retirement, cash, and after tax brokerage account), and more than 1 source of income (part time job, real estate, social security for those of that age, dividends, etc.).

----*Primary*: I just bought 1yr ago, June 2023 rate 6.623% - I have enough land to add an ADU.    

My concern is that my DTI may be negatively effected if I refi my primary 1st.

Personally, I would recommend purchasing the primary residence first, mainly because of how the DTI is calculated.Scenario 1: If you were to purchase the STR first, and then the primary residence, you will likely need to qualify with the full payments on both properties depending on your timeline.

Buyer's Brokers..the primary group being marginalized.. 

She used to live in the house and now lives with us for about 2 years now so the property still qualifies as primary residence.

Thoughts on pulling money out of my primary residence to cover the down payment or are there better ways?