The only place you can pull a true fico is myfico.com,,,but there is a catch, there is more than one version of FICO (2 or 3 I believe),,but those scores have always be right on when my mortgage broker pulls my credit.As someone else stated, the free sites aren't FICO, but will give you a good idea if your score is going up or down, and you can watch how different things effect your score.Credit is its own 'jungle' to explore,,,and a lot of tricks can be learned (I'm not talking about getting things off your score they you did, but removing inquiries, things that will help your average age of accounts etc.Short story, if you pay your bills on time and don't use much of your revolving credit, your score will be good,,if you don't, your score will be not so good

I disagree that I am obligated to respond to commercial solicitations that were posted in response to an unrelated inquiry.

Particularly with Craistlist listings, which don't charge the owner every time an inquiry is made, you may be surprised how much you can learn about a rental market you're interested in just by calling up the numbers in ads and talking with the investor/owners about their experiences.

I located a vacant property (4,482 sqft Multi-Family) in the Massachusetts area this afternoon and contacted the tax assessor and confirmed the following details:Tax Title:$16,116.71 - $6.69 per diem/daily$4,029.24 - additional taxI will be retrieving the current tax that is due for fiscal year 2014 as noted by the office but I believe it is $6000.00+My inquiry is whether or not this could be a greate opportunity to further investigate?

@Trevor LohmanNothing ridiculous about your inquiry.

(When I finished school, TransUnion just faxed over a picture of a bottle of Jack Daniels when someone made a credit inquiry.)

The SAFE Act both federally and state level may have guidelines around such an event like the loan needs to be originated by a licensed MLO, etc.If your general inquiry conversation can not get past the part where you say seller subordinate financing, omit it and see what happens.

You don't expect your listing agent to make up the difference.A quick read of your first inquiry sounds like you expect the agent to not only give you an ARV, but the cost of repairs, too.

We advertised on Craigslist and via a sign in the window, and got most of our inquiries from the window sign, which should have been a clue that the unit didn’t have visual appeal.

Is this a serious inquiry from an owner of an existing daycare or a simple notion of an idea from a potential tenant?