Libs, Fishtown, south Philly, Brewerytown, outskirts of U-City), buy and hold markets (Olney, Strawberry Mansion, Germantown, Cobbs) and then the neighborhoods that function as both flip and rentals (which usually means the BRRR gold mine reigons) like Cedar Park, Sharswood, Port Richmond, E.

I do use TD for my personal account currently and not sure if it is a better idea to stay away from the same bank chain.

LOL  just like during the gold rush it was the hardware stores and bars that cleaned up.

@Bryan Cork Yes, I have a detailed email chain from last August.

I don't believe Boise is the right market at this time if looking for cash flow, but it is a gold mine for flipping/appreciation plays.In your example of 220k with 20% down I am showing -$30 cashflow with same numbers, and also wouldn't have any equity to tap for a HELOC.Sounds like you have a keen eye for the details, which I very much appreciate. 

It took hours to set all those checklists up but for $10/month, its worth its weight in gold because I don't have a single doubt that my housekeeper knows what to do because its on the checklist. 

Utilizing some of the technological resources out there (shared calendars, project status updates, clear email chains) to keep all team members on the same page for this project has been key.

Is it gold or the state or the federal government?

Cinnaminson is a bit overpriced but if you can find it, it's gold. 

I work at a gold mine in Alaska making $4,200 a month, good credit history.