A third chart that I did not include would show you that the spike was also caused by "dry lots", meaning no waterfront.So, where did all of the inventory go?

A short time after a hurricane blew some shingles off the roof and caused a leak.

There are a few good people in the company, but the bureaucratic overhead and separate divisions always caused issues.

Having the condo listed for sale recently will cause issues with some of the nonqm lenders out there, whether for a cashout or heloc.

Instead the IRS "disregards" that LLC and looks to the return that the property is reported on.Community property issues in those few states can cause some complications. 

It's not my intent to harm anyone.

Just cause average overall rates dropped, doesn't mean your specific loans with all the specific LLPAs dropped.

& later our children.....and still learning new ways to work through things together; how to build up our marriage with love and honor and respect for my husband; also still learning how important it is to remember that we're on the same ship, together — often in deep, scary seas, and remember that he's my husband, not my child or brother and how, too often, I feel that I know what's best, and too often I try to force my opinion, or my wants, but also how in the end, I'm not always right and my way is not always best (or even all that often even all that good, when I really step back & open my heart & swallow my pride -- even when it felt so strongly that way before the arguments that I caused.  

Consider hiring a professional to check it out to find possible causes. 3. 

@Ahmad MooreIt sounds like for the DSCR, either ratio was caused the adjustment, or the appraisal came in too low.