My lease has a clause that says if the house is damaged to the point where its uninhabitable the lease is terminated with no consequences to either party.

3.500%Taxes ESTIMATED AT:$420.00Refinance Loan Amt (without UFMIP / Funding Fee):Hazard Insurance ESTIMATED AT:$100.00Loan Amt (without UFMIP / Funding Fee):$405,300PMI/FHA Mortgage Insurance:$455.96UFMIP / Funding Fee PERCENTAGE:1.750%MI Factor1.350%UFMIP / Funding Fee DOLLAR AMOUNT:$7,092.75HOA DuesTotal Loan Amt (with UFMIP / Funding Fee):$412,3932nd Mortgage Principal and Interest$0.00Interest Rate:4.250%Loan Term (in months):360Value:$420,000TOTAL MONTHLY PAYMENT ESTIMATE:$3,004.69Loan to Value:96.50%Estimated PayoffESTIMATED FEESESTIMATED LOAN COSTS--BUYERESTIMATED PREPAID & ESCROW COSTS--BUYER (SEE NOTES BELOW)ORIGINATION FEE0.000%$0.00Per Diem Interest on New LoanASSUME$48.02LOAN DISCOUNT0.000%$0.00(from the day of funding through month end).

If the bank has been accepting rent, it probably created a new, at-will month to month lease which is terminable upon 60 days notice in GA.

Usually you can shut it off at the City meter and they usually have a way of locking it there if there is nothing else.Usually damages due to tenant negligence are their cost but you can't get blood from a stone.I would get them out and find someone who can afford the place WITH Heat.Offer her an out, say why don't you stay at your mothers, here is a termination agreement sign it and we're done.

I suspect it hovered until it ran out of batteries before landing on a man that was not too happy.http://blog.al.com/wire/2013/10/drone_falls_out_of_the_sky_in.html

In most cases you will get your deposit back, but be careful how you word your reason termination and make sure it doesn't break any agreements of the contract or short sale addendum.

With Insurance and Taxes rolled into the expenses, the % rule of thumb seems much more realistic, long term, in my uneducated viewpoint :-)And if that's the case, the COC is dropped to 14.77%.

Here is a link to a recent thread that had a similar discussion:http://www.biggerpockets.com/forums/52/topics/90868-early-termination-situationThe "let them go amicably and find a replacement" approach makes sense for difficult people like this, so the penalty becomes the only point to consider.

In dealing with them it might be better if you have some other reason to terminate, sorry but the place needs to be renovated before my loan comes due for the appraisal.

Dawn A: Since the employment is terminated the plan does not allow to take any loanMinh L.: The plan administrator mentioned 20% withholding is mandatory if the check is made in my name.