I build then lease student housing near a local university in East Texas. Unfortunately that university accepted those silly internet based service dog letters. When these kids come out of the dorms to find a new apar...

When purchasing your new home, again, expect to pay half of the transfer tax and fees owed to your new lender and/or mortgage broker, title agent, and any brokerage fee to your real estate agent's firm, and prepaid interest and escrows for yearly taxes.

Purchase 180,000Renovation Allowance 34,500Estimated Prepaid 3280.51Estimated Closing Costs 9844.00Total Loan Amount 171,600 (after 20% down is calculated)Origination 4,719Appraisal 535Appraisal Update/ Inspection 800Credit Report 85Permit Fees 650Title - Title Update 400Total 2470Survey 350Title - Closing Protection Letter 125Courier 125Incoming Wire 30Lenders Title Insurance 640Settlement Fee 445Title Search 200Total 1815Taxes and Gov Fees 525PrePaids Home Owners Insurance 12 mo 720Interest 46012 Mo Prop Taxes 1884Total 3064Escrow 217Title- Owners Title Insurance (opt) 315TOTAL CLOSING 12,796From what I have read, that seems high, especially since I am suppose to be saving 2% on transfer taxes.

Rather, they will have anticipated the need for succession planning and they will have backup plans in place, and backups to their backups.The worst case scenario for a landlord is having an individual property manager who is the only person who has access to the bank accounts that hold all of the current rental income, the escrow accounts that hold all of the deposits and prepaid rent, and the passwords for your digital footprint.

T-mobile has the best unlimited data plans, prepaid ($30 to $50 monthly), very fast (10 to 50 mbps, more than enough for video streaming ), real uncapped unlimited (unlike At&t), no risk of extra cost, perfect for this, but they don't have the best mountain coverage.

For commercial installations (not sure if 2-4 duplexes count as commercial) you would be able to get the credit and also take depreciation.Lease$29.7k (they take the fed tax credit) - $9k (NV rebate) = ~$20.6kThis is a ten-year pre-paid lease option and they assured me that after the lease the FMV for the panels would be effectively zero so we would then own them.

What I do now is get prepaid cards and simply don't reload it if the service is crap after signing up.What do you want to use Cole for?

I'm considering charging rent + a flat fee each month for utilities + charge any overages to the tenant if they exceed the prepaid amount (divided evenly among the three rooms). 

Going directly thru my community bank, I paid $2800 for a $112k rental home loan last fall, not including appraisal or pre-paids, which you pay anyway.   

.. im not saying there cant be deals but you just have to weigh the risks .. that situation was pretty isolated .. the problem the banks had was they were dealing with somebody who read up on the laws .. so when he was offered a lease he decided to offer the owner a decent but hugely discounted price for a 5 year pre paid lease .. .. he knew that the banks could not show it to sell if it got foreclosed on and also knew that investor  in there right minds would  buy a property, not only sight unseen but then have to wait the remainder of the lease with no sorce of income ( remember the occupant had a 5 year prepaid lease ) and he then knew that nobody that wasnt a investor would pay cash for a place sight unseen and still have to go through a eviction process .. so that occupant worked the system .. which as a investor i was angry but as a eveyday citizen i couldnt gelp but to say ..hell ya.. you go.. its so disgusting what the banks got away with .. and still getting away with ..