Thanks for the different view points, for our situation the home warranty would give us a good piece of mind. 

so that's the contrarian view point. and one we struggle with on the West coast every day.

Both viewpoints can be valid, the key is to analyze your own investor situation, needs, and risk tolerance.

I did enjoy the forums, but a huge percentage of the participants are EXTREMELY liberal and very willing to attack any viewpoint that doesn't march in lockstep with theirs.Many of the posters also seem to the think MMM is a demigod who is deserving of their worship and if your money tactics don't 100% agree you will also be ridiculed and insulted.

Surely some other threads on this site are discussing this – if you can point me to any useful discussions I would appreciate that.2 - Also, if you are from the greater DC area, what’s your viewpoint or preference on investing locally (where it’s very expensive) versus investing in other cities or areas of the country?

Hello BP,I have recently joined and have been really impressed with the wealth of information and the different view points I've already experienced.My goal hear is to learn way to gain access and best utilize private lenders through the experience of others to take my business to the next level.

This gives me some excellent viewpoints to help make a decision.

That sounds too risky for me, although if others have different viewpoints I'd be interested in hearing why.When I calculate my monthly payments with a 75% ltv, at around 4%, amortized for 10 years my cash flow is negative.

The problems they face, viewpoints they have and barriers to market entry, what ever your investment goals are, provide great insight, for me, and prove an awesome pulse on the market.

Hello everyone, I wanted to get a view pointers on how one should present their deal to a hard money lender.