I'm very OCD and like order so the night before I try to have all my clothes/supplements ready and gym packed.Non training days: Caffiene/Nootropics and cardio by 6 am.Rest of the morning is getting ready for work by 8 am. 

Not sure who you're using but I have a mix of State farm & Foremost policies, State farm for me is about 30-40% less with very similar coverage (deductible is slightly higher & they don't cover flood damage).

Plenty of the terms are (somewhat) negotiable depending on the borrower, LTV, debt service coverage, collateral, etc. 

Insurance is one of those things where you really have to understand it to compare apples to apples (i.e. same coverage/service to same coverage/service). 

That will get you the proper coverage and you will know the correct costs from the start.

require $500,000 liability coverage for your STRprohibition of renting out a tent on your land or a recreational vehicle on your landI've only skimmed through it.

They can shop many companies and can find exactly the right coverage for you. 

Being an agent can be good supplemental income on the side if you do through commissions.

@james masotti  It's so funny that you say that because we were just talking about the market turn yesterday at my local reia meeting and I was explaining like it is at  Its peak and about to turn so my plan is to flip this particular property as soon as possible just to create enough capital to then invest in a multi families because at least by doing that Having flow every month it will supplement the Down turn Because in my market that's pretty much what does make sense And yes it's a pretty nice area but I gotta say the deal is good due to the fact that we got a distressed property owner so it almost just fell into our laps 98 % hard work and positivity 2 % luck lol 

As to the income, many people on here can attest that it's actually not hard to live on $50k when you have no mortgage, no car payments, no other debt, you have health coverage, low taxes, etc, and fortunately that number goes to $60k next year without considering any other cash flow (purchase of rentals, may pick up part time work myself for extra savings, etc.).