Our local credit unions had two methods of doing a HELOC: one did a drive by inspection of the house and the other wanted an internal inspection.  

I have a very limited area I want to buy in because I require a school district score of 7-8 through all years. in North West Indiana that covers about 4-5 areas.

what are the interest rates looking on a dcsr loan with 750-800 score?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

@Anthony Roberts your info, "having some difficulties finding good tenants", is actually pretty vauge.Are you having problems getting showings, applications, high enough credit scores, performing tenants or what?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Shop Around: Compare rates from other commercial banks, credit unions, or online lenders to find competitive offers.5.

Your par rate for a 30 year DSCR for a 4 unit that with a good credit score will be high 7s most and your payment will be 6500. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Trying to get a 46k loan through my credit union to buy a house off of my dad.Bank just denied me, due to my Schedule C reporting a loss and apparently my Net Income on the schedule C was about 23k.Did my accountant f*** me hard?