If it is accrual, then when you actually make the payment does not matter.  

The purchase was financed using Partner Driven’s reliable funding resources.

He took a 401(k) loan to fund the down payment on a four-unit building in a rapidly appreciating neighborhood.

It 12 years, assuming you make no extra payments, you'll have a paid off condo that cash flows a lot better. 

Last year, on my 9 properties I had negative cash flow after accounting for mortgage payments, etc.

After they asses what all needs replacing or what they feel needs replacing they'll submit to you what they're willing to cover and deductibles and payments etc. 

I started by saving up for a down payment which was 5% for the first "second home" property in 2004, then 10% on the next few. 

I'm looking to purchase some land in Martinsville, VA from out-of-state, and wanted to know if anyone is able to recommend a reliable property manager that services Martinsville, VA.

So I don't want to spend $90K on a down payment and closing costs and only have $25K to fix it up.

As stated i have had OTAs initially refuse payment but end up paying so this may end with favorable results for the host, but the host has to go through some additional hurdles.https://www.biggerpockets.com/forums/530/topics/1224322-airb...I think OTA competition is good for both hosts and guests.