If the lines are already et/ duct work is done is typically costs about 3k on the affordable end for labor and install.

You are providing the seller a convenience1) The deal will not fall through because of financing contingency2) You can close faster than those neeeding financingIn exchange, the seller gives you a reduced price.

Labor costs are 20-30% higher than my core market in Denver, which was very surprising to me, which makes finding a PM that has in house maintenance, electrical, plumbing, HVAC very valuable. 

Hey @Shell Peterson I hope you are enjoying your Labor Day weekend!

Here is the breakdown (for beginners) -  You can pay "Points" to reduce your interest rate.

Background:
Miami-Dade Condo property.I am a first-time seller.No mortgages or loans on my property.Standard Florida Realtors Association / Florida Bar AS IS Purchase Contract.Buyer in default on various provisions a...

However, we basically redrew the floorplan ourselves, drastically reduced the sq ft of the house and got a local architect to create the plan to make it work with our numbers.

(Note: These are non-negotiable requirements that must be provided) MBE/WBE/Prevailing Wage: All projects that seek City assistance are required to have a certain percentage of Total Project Costs (TPC) that are being performed by certified Minority Business Enterprises (MBE) 26% and Women Business Enterprises (WBE) 6%, as well as have labor costs that pay prevailing wage as defined by the State of Illinois.

Most NEW owners are very unreasonable on price because they want the highest price when they should be focused on reducing vacancy.

Have a fabulous Labor Day!