But the homes down south of Chandler - totally different story - I would have lost my shirt.So bottom line, I found that if you buy in a ROBUST area that has demographic tailwinds (jobs, pop growth, income growth) and more importantly, at the right LOCATION, you will not lose money, as long as you are able to HOLD thru a downturn.

Wanted to know if Freddie Mac putting out $420 million in non performing loans (first of 2018) will mean anything to mom and pop investors? 

I can tell someone I'm John Sanderson, owner of this building, and the notary will make sure that I'm John Sanderson, but won't make sure I own the building.That being said, I've had this question pop up, and I've shown the potential tenant the tax bill addressed to myself and that has sufficed.

I'm also in the process of finalizing my list for my first mailing so if anyone can point me to content or mailers that would resonate with mom-and-pop apartment owners, or any REIAs in Utica or Minneapolis, I would definitely appreciate it!

The issue that has popped up is that when speaking to an insurance agent, he mentioned that we would need separate insurance policies for each of the units (which is not a big deal) but then an additional policy for the Condo Association.Has anyone had experience with buying Condo Association insurance?

Maybe drop it by a few dollars so it pops back on to people's MLS listings, but change the description to include that you are offering a credit for something at closing, pay part of the closing costs, paying for a home warranty, etc.

What happens when that 3, 5, 7 or 10-year lock is getting ready to pop and he is frantically looking to refi that pig at the newly raised interest rates (not hypothetical)?

They tend to care more about an A plus location then the cost per sq ft in rent as they believe the location will drive higher sales.Regional to mom and pop tenants are more sensitive to being in a high end area but not the most expensive center or corner where they feel they have to drive very high sales to have a chance of being profitable.

I mean that in  a nice way since I know them well.. but for the average mom and pop its tough .as for booting people out .. you can evict right away even if they file notice of intention to redeem.there has probably though only been a handful of redemptions its just not common here.

@James Chun II hit the @ sign, then start typing someone's name, a box should pop up after 3 letters or so with suggestions of who you are trying to tag, same as most sm platforms...